Personal Insurance for North Carolina Families
From your home and vehicles to the things you value most, we help you protect your lifestyle with tailored personal insurance solutions.
Protect What Matters Most with a Local Independent Agent
From your home and vehicles to your favorite recreational toys, Snipes Insurance offers comprehensive personal insurance solutions to protect what matters most. As an independent agency serving communities across North Carolina, we shop multiple carriers to find quality coverage at competitive rates - and we do it with the personal attention you'd expect from a neighbor, not a call center.
Whether you're buying your first home, insuring a teen driver, or adding coverage for a coastal vacation property, we help you make confident decisions about your personal insurance.
Our Personal Insurance Services
Homeowners Insurance
Protects your house and belongings from covered losses like fire, theft, windstorms, and more - with specialized options for both inland and coastal homes.
Auto Insurance
Coverage for your cars, trucks, or SUVs, including liability, collision, comprehensive, and more. We help you balance protection and price, and explore discounts you may qualify for.
Personal Umbrella Insurance
Adds an extra layer of liability protection above your home and auto policies. Ideal if you want added peace of mind for unexpected lawsuits or large claims.
Bundle Policies for Savings and Simplicity
One of the advantages of working with an independent agency like Snipes is the ability to bundle multiple policies with the same carrier. In many cases, packaging your home and auto - and possibly umbrella and other coverages - can lead to meaningful discounts and fewer bills to track.

We'll:
Compare carriers for bundled home and auto options.
Identify all discounts you may qualify for (safety features, good driver, newer roof, and more).
Help you simplify your insurance with coordinated renewal dates and billing.
You get both value and convenience, while still enjoying a local, responsive partner when questions or claims come up.
Local Help When Life Happens
Insurance matters most when something goes wrong. When a tree falls on your roof during a storm, an accident happens on I-95, or water damage surprises you at home, it's reassuring to have a local advocate on your side.
Our agents live and work in the same communities we serve - from Dunn and Raleigh to Morehead City and Roanoke Rapids. We understand coastal risks, rural road hazards, and local building costs, and we'll be there to help you:
File claims and understand what's covered.
Communicate with adjusters and carriers.
Explore options if you need temporary housing or repairs.
You're never just a policy number - you're a neighbor.
Explore Our Insurance Categories
Protect Your Lifestyle with Coverage You Can Trust
You've worked hard for your home, car, and everything in between. Let us help you safeguard them with personal insurance tailored to your life in North Carolina. We'll review your current coverage, identify gaps, and present options that fit your needs and your budget.
