Coverage Built for the Heart of North Carolina Agriculture
Farming isn't just a business - it's a way of life. Across North Carolina, South Carolina and any of the other 48 states, from small family homesteads to large-scale agribusinesses, the right insurance is essential to protect your livelihood from unpredictable weather, market pressures, and operational risks. Our agriculture specialists understand the realities of NC farming and work closely with growers, producers, and landowners across
Dunn,
Raleigh,
Morehead City,
Greenville, and
Roanoke Rapids. We provide tailored solutions that safeguard your land, equipment, livestock, crops, and day-to-day operations.
Our Agribusiness Insurance Services
Farm Property Insurance
Protects your farmhouse, barns, sheds, machinery, tools, harvested crops, and feed from fire, theft, windstorms, and more - ensuring you can rebuild quickly after a loss.
Crop Insurance
Provides financial protection when weather, disease, or market conditions damage or destroy your crops. Essential for NC producers facing hurricanes, droughts, and seasonal storms.
Farm Liability Insurance
Covers injuries, accidents, or property damage involving visitors, vendors, or customers on your farm - plus liability for products like produce, livestock, or eggs.
Other Coverages Available
We also offer Equipment & machinery Equipment & machinery breakdown, including tractors and combines; Business interruption & loss of income, including covered causes; Transit, commodity storage & spoilage coverage; Pollutant/environmental liability & pesticide drift; Workers’ compensation & hired/borrowed auto options; Product recall, contamination & food-safety exposures; Cyber, management liability & specialty coverages for agribusinesses; Custom packages for contract growers, confinement operations, processors, and agritech firms and much more. Call us today!
What to Expect From Your Policy
Farm insurance includes many moving parts, and our job is to make it easy to understand. We guide you through property valuations, livestock counts, crop types, acreage, and seasonal risks to build a plan tailored to your operation.
Evaluate your land, buildings, equipment, and animals.
Identify weather risks such as hurricanes, drought, or flooding.
Review liability exposures for farm products and visitors.
Compare carrier options and specialized ag programs.
Build a policy that adapts as your farm grows.
Common Questions About Farm Insurance
What insurance do I need for my farm in North Carolina?
Most farms need property, liability, equipment, and livestock coverage. Depending on what you grow or raise, you may also need crop insurance or specialty livestock coverage.
Does farm insurance cover hurricane damage?
Yes - many policies include windstorm and hail protection. Coastal or eastern NC farms may need additional endorsements for named storms.
Is livestock covered automatically?
Not always. Some animals require scheduled coverage or specific livestock endorsements. We help determine the best approach based on your operation.
Do you offer coverage for niche farming operations?
Yes - including hog farms, poultry operations, equine activities, and specialty crop farms.
How does crop insurance work?
Crop insurance pays when weather, pests, or market conditions reduce your yield or damage your harvest. It's a crucial tool for financial stability.
Explore Related Services
Commercial Insurance
Coverage for equipment, buildings, vehicles, liability, and operations beyond the farm.
Workers' Compensation
Protect farm employees and seasonal laborers with required workplace injury coverage.
Personal Insurance
Home, auto, and umbrella protection for farm families and owners.
Cultivate Peace of Mind
Your farm deserves protection that grows with you - through every season, storm, and harvest. Contact our team today to build an agriculture insurance plan tailored to your land, livestock, and livelihood.
