Commercial property insurance is a must if your business has any type of buildings or other physical property. Having this insurance will help you replace, repair or take care of things unforeseen in the future, and still be able to handle other costs of staying in business if/when unfortunate things come to pass.
Sometimes insurance gets hard to understand. There are so many coverages, and of course all of that insurance lingo! How do you make the best of your insurance? When it comes to commercial insurance, knowing what you have in that policy is the most valuable piece of information you can own! This is when you need a trusted agent, like our experienced Snipes Insurance staff, to help sort it out.
You want to make sure you get exactly what you pay for, so you need to make a complete inventory of your property so that come time for a claim, there is nothing left to question. Carefully assess your risks and what could come your way, and then determine the needed coverage to completely protect yourself and your business.
A sample list of commercial property coverages:
- buildings and other structures
- equipment and supplies
- records, documents, books, papers, etc.
- electronic date (computers, databases, etc.)
- outdoor property, such as signs and fences
- intangibles (like trademarks)
- *extra expenses as the result of an unforeseen loss
Remember, there are some things that will not be covered in a general policy, such as: Acts of terrorism, earthquakes, flood or hail damage. Be sure to find out what is best for your business!
Property insurance can cover about anything you need for your business. You want to really find out what you need covered and ask the right questions! This is where our Snipes Insurance Agents can assist you and help you plan, so you can focus on your business and let us handle your insurance needs!
Give us a call! 1-800-849-8032